Cash rate update for December 2024
The Reserve Bank of Australia (RBA) has announced a hold on the cash rate of 4.35% at today’s...
Whether you’re planning a holiday, wedding, home renovation, or need emergency funds, a personal loan provides the flexibility to manage life’s expenses with ease.
Whether you need to cover unexpected expenses, consolidate debt, renovate your home, or fund a holiday or wedding, a personal loan can provide the financial flexibility you need. At Clarence Valley Finance, we take the stress out of finding the right loan by working with a range of lenders to secure the most competitive rates and terms for your situation.
No matter your financial goals, we’ll guide you through the process with expert advice and a personalised loan solution that suits your needs.

We have a strong relationship with all our loan and business lenders and these continue to grow each year.









Personal loans should be just that, personal. We can help you find the best personal loan for your needs.
Cover the costs of your big day with a structured repayment plan.
Combine multiple debts into one easy-to-manage repayment.
Get financial support for unexpected health costs.
Finance your dream getaway without draining your savings.
Upgrade your home with a loan that fits your budget.
If a car loan isn’t the right fit, a personal loan can help.
Choosing the right personal loan depends on your financial situation and preferences. Whether you prioritize stability, flexibility, or lower interest rates, here are the key loan types to consider:
Lower interest rates by using an asset as collateral.
No asset required, offering flexibility and convenience.
Lock in a consistent repayment amount for better budgeting.
Potential for lower rates, but repayments can fluctuate.
✅ Tailored Construction Loan Solutions
✅ Competitive Rates & Flexible Terms
✅ Expert Guidance on Loan Structuring
✅ Fast & Streamlined Approval Process
Our team understands the unique requirements of construction finance and ensures that your loan is structured to work seamlessly with your building timeline.

We’ve streamlined our process to be as online as possible, ensuring a quicker journey for you when seeking a mortgage broker. Our digital services are designed to make your life easier, allowing you to access expert advice from the comfort of your own home.
We have a chat to get an understanding of your financial situation and borrowing capacity.
We provide a side-by-side lender comparison and negotiate with lenders to find the most competitive terms.
We handle the paperwork and guide you through settlement.
With financing sorted, you can pick up your new purchase stress-free.
Read what our clients are saying about us and why we are a top-rated Clarence Valley Mortgage Broker.

Home Loan
I'm grateful to have found Clarence Valley Finance for my startup. They offered flexible loan options and guided me every step of the way. My business is thriving, and it's all thanks to them.

Home Loan
If your in need of a Broker, please give Jodie at Clarence Valley Finance a call! Jodie made the process easy! Her level of service is amazing and a refreshing change! I promise you wont be disappointed!

Home Loan
Our experience with Jodie from “Clarence Valley Finance” was flawless from begin to end. We have had to deal with many mortgage brokers over the past 3 decades after dealing with Jodie we would not go anywhere else. Perfect communication and transparency.

Investment Loan
Jodie was amazing as our mortgage broker. She went above and beyond and always responded to emails promptly. She was very helpful and made the entire process easy. I would recommend her to anyone looking for a mortgage broker!

Home Loan
Jodie has been an absolute pleasure to deal with throughout our whole loan application process. She responds to emails quickly and was happy to answer my many questions! She used her contacts at the banks to get us the best deal she could which we are very appreciative of. Jodie has made this whole process as stress free as possible. Highly recommend.

Home Loan
Jodie is a fab mortgage broker - knowledgable, helpful, quick to respond and thorough. Found us the perfect home loan and helped us through the process. Nothing was ever too much trouble. Thank you Jodie.

Home Loan
Jodie is wonderful. Very professional and efficient! She gave excellent advice on purchasing my first home and also helped me obtain a personal loan which made the whole process alot less stressful. Would thoroughly recommend Jodie and I look forward to working with her again in the future.

Home Loan
The Reserve Bank of Australia (RBA) has announced a hold on the cash rate of 4.35% at today’s...
Let’s get started on your journey of securing the right loan for you.
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Jodie was great to work with, we couldn't fault her professionalism. She was prompt with responding to our enquiries and was able to communicate answers in a laymans terms to help us navigate the technicalities in finance. Highly recommend.